Insurance

 
For more than 30 years S-Tech have been providing bespoke insurance and risk management solutions for its clients, ranging from private individuals to multi-national businesses. Headquartered in Cambridge, we offer a wide range of insurance products supported by a 70 strong team of dedicated industry professionals able to ensure that you have the best advice and ultimately recommend the right products to meet your needs. A summary of our key services is detailed below and we look forward to hearing from you should these be of interest.

Commercial Insurance
Business owners need to understand the risks they face and then decide which of these they wish to carry themselves and which to transfer to an insurance company. Both assets and liabilities need to be given careful consideration as to the potential threats caused by loss, damage and litigation. Our role is not only to locate the right price but to ensure all aspects of business risk has been discussed with you and the appropriate cover arranged.

Personal Insurances
The Buildings, Home Contents and Motor insurance market is very competitive and saturated by on-line providers. In order to differentiate ourselves from this competition, our aim is to offer a more tailored, personal service where you can speak to an experienced broker, either face to face or by telephone.

Financial Services
As independent financial advisors we are able to offer you advice on a wide range of financial products from across the market rather than being limited to a few. This capability means that you will get the best value from the product you buy from our experienced team. Our expertise encompasses advice to business owners and individuals alike.

Credit Insurance
A credit insurance policy can prevent losses occurring due to insolvency of your customers and protect your company from financial stress by insuring the goods or services that you sell. Our experienced credit team can offer you advice and support in this vital area of credit risk management and assess whether a policy is suitable for your business.

Bonds & Guarantees
It is typical for a business to arrange its bond requirements through its bankers. However, using this route can tie up vital working capital and security, that may otherwise be needed for day to day financial commitments. We are able to arrange bonds and guarantees from within the insurance markets leaving your working capital free and unencumbered.

Working Capital
In the current economic climate, finance from the banking sector is scarce. Even if you already have access to some at present, you may find it difficult to renew your banking facilities as the economy weakens. One alternative is to use your debtors as security and raise additional or replacement funding by discounting your invoices.

Tel- 01223 324233 Email- insurance@s-tech.co.uk Web- www.s-tech.co.uk

S-Tech Insurance Services Ltd are authorised and regulated by the Financial Services Authority.